An investor is like a test cricket batsman, a long term
innings has to be perfectly planned by first playing in and then accumulating
the singles and twos over by over. In
the similar analogy, a small investment every month accumulates to create a big corpus in 20-25 years.
This month by month systematic investment does not put any
burden on the investor and the investor is freed with the pressure of timing the
market to perfection.
A systematic investor can invest in either fixed
income instruments like Recurring Fixed Deposits or can invest in equity funds. 
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